The calculation of the amount of funded pension

The calculation of the amount of the payments made on the basis of the period of its expectations (up to January 1, 2016 it amounted to 228 months or 19 years). Since the beginning of this year, payment waiting period established by the federal law on the basis of statistical data on the retired life. Based on the calculations, in 2016 the waiting period funded pension was set duration of 234 months, or 19.5 years. In this case the cumulative part of the pension is payable for life.

After the death of the pensioner, drew up a contributory pension, his relatives will not be able to receive the money, because the law provides for the inheritance

How to achieve a real reduction in production costs

The issue today is extremely important, because the uncontrolled rise in prices constantly pushing the cost of the produced domestic enterprises production up, and they are becoming less competitive. It would reduce costs in an inflationary environment is almost impossible, because the raw materials purchase all require large expenditures.

However, with the right approach, you can achieve lower cost of production even in times of crisis, and will help in the proper automation of production processes.

How to make the most attractive business letter

Yes, of course, after the lapse of years, as there is correspondence, already developed a stable set of rules and etiquette rules for writing a business letter. But in spite of this, as the experience of the famous diplomat, is now the efficiency of the writing business correspondence began to move away from the conventional dogmas. In this connection, to develop new rules of attractive business correspondence. MirSovetov chose the most interesting and effective of them.

The first rule. "Subject". The first thing that catches your eye when you get a letter - this is his theme. Probably every happened that received in the mail a letter with a note "Re:", "The Offer", and so we just threw in the spam folder or removed so as not to "mylilo 'eyes...

The basic rules of business correspondence

The modern form of business communication there was about a hundred and fifty years ago in England. It was from its origins etiquette rules when drafting business letters. Then, due to non-compliance with the rules of correspondence, some countries in the world community, even lose its credibility and prestige. Therefore clerks strictly examined all the innovations and regulations, so as not to make mistakes in the preparation of a business letter. Although today much easier to follow the rules of spelling and punctuation because of global computerization, sometimes you can make a text of the letter is simply unreadable and incomprehensible. Therefore, make communication as easy as possible, but do not cross the line of what is permitted.

business correspondence rules

Business communication is never complete without a business correspondence. Especially important is the conduct of business in solving the immediate problems in the short term, and a personal meeting is not expected. But sometimes the wrong text and semantic letter design may call into question the feasibility of cooperation. Today MirSovetov tell, they do not face such a problem.

Business correspondence in the modern world is a very important form of communication in the business environment and entrepreneurship. In fact, it is a semi-official correspondence

How to save on purchases

Folk wisdom says - saved, then earned. How and where to buy a quality product at the lowest price? This is especially true if the budget puts you in a rigid framework and, unfortunately, high costs can not afford. But there are different ways and tricks about them and discussed today.

Overstock (for products and services are not covered)

The most common and well-known method - to buy things on seasonal sales, also called Salem (in English the «sale» - discount). As you know, at the beginning of the new season in a new collection of clothing stores supplied. When the season comes to an end, on the clothes from the new collection start acting discounts, initially 30% of the original price, then 50% and the final sale - up to 75%. Thus, for example, if a thing is worth 100 conventional units, you can buy it for 25.

How to get the accumulative part of the pension

This term, as "funded pension" in 2001 appeared in the pension legislation, while just adopted a law "On labor pensions in the Russian Federation." It entered into force on 1 January next year, as the result of his action was the division of pensions on a few parts.

Retire divided into several parts (base, insurance and accumulation), each of which was funded from separate sources. And if the first two are more or less familiar and logically explained, with the accumulative part of the pension, few managed to find out.